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Perhaps you’re not interested in saving or trading cryptocurrencies; you want to be an active part of the ecosystem. Things get a bit complicated here, as each cryptocurrency is different. With Bitcoin, you can buy stuff at numerous online (and even some offline) stores. Overstock, Steam, and Microsoft all accept Bitcoin in some capacity. 
Hi there, I assume from your mentions of Walmart and Chase that you’re an American citizen. I have no idea why your payment method of choice, i.e., credit / debit cards, is failing. If you’re set on using this method (it is more expensive than most other methods but usually more convenient, although this certainly doesn’t seem to be the case for you), then I’d suggest you try try CoinMama.com. The quickest and easiest method will likely prove to be a cash purchase. For full details, check out my guide on buying Bitcoin with cash (briefly stated, your options are… Read more »
Summary: Coinbase is probably the most popular company today for buying Bitcoins. It was founded in late 2012 as a part of Y-Combinator and until today has raised more than $106 million in venture capital. Coinbase is considered by many the leading Bitcoin exchange available.
Xcoins are a good option for purchases using Paypal, ACH, or eCheck. The major downside lies in the significantly higher-than-average fees charged. The platform uses an innovative feature of lending bitcoins on peer to peer basis. This enables instant transactions and makes Xcoins the fastest of all sites to get BTC with PayPal. I have had a few opportunities to interact with support and they are very swift to respond and fix issues. In terms of popularity, Xcoins are definitely easier to use than WeSellCrypto was and have twice the amount of traffic.
If you bought into crypto for long-term value holding—say, if you believe that 1 BTC will one day trade at $10,000, and you’re willing to sit through some rollercoaster rides to get there—you’ve got several options. Again, you can just leave your money in the exchange, but that increases the risk of getting swindled by the exchange itself, or a hacker breaking through its security. This risk gets smaller by the day, but it’s real. 
Coinbase also lacks advanced options such as stop-loss orders or margin trading. If that’s what you’re looking for, take a look at (also U.S.-based) Kraken, which supports a larger number of cryptocurrencies and has more options. 
Heading into 2018, ripple made huge growth. While XRP has declined somewhat since the start of the new year, it nonetheless has strong potential for adoption outside of the cryptocurrency speculation world. The reason for this has to do with the system of settlement that ripple’s underlying technology promises to central banks and other financial institutions. (See also: Ripple Cryptocurrency Woos China’s Central Bank.)
The exchange was also behind the relief campaign for Nepal earthquake victims earlier this year. Having said that, iGot has yet to gain enough reputation as a major player in the Bitcoin exchange market.
Platforms such as LocalBitcoins will help you to find individuals near you who are willing to exchange bitcoin for cash. Also, LibertyX lists retail outlets across the United States at which you can exchange cash for bitcoin. And WallofCoins, Paxful and BitQuick will direct you to a bank branch near you that will allow you to make a cash deposit and receive bitcoin a few hours later.
The first step is to set up a wallet to store your bitcoin – you will need one, whatever your preferred method of purchase. This could be an online wallet (either part of an platform, or via an independent provider), a desktop wallet, a mobile wallet or an offline one (such as a hardware device or a paper wallet).
Coinbase is one of America’s most popular Bitcoin exchange site and probably the fastest and easiest way to buy Bitcoin in the US. The site has an ‘Instant Buy’ option for credit or debit card purchases and setting up an account is quick and easy with no long waits for verification (this can be an issue with some exchange sites).
You should now be brought to a page that lets you choose how many bitcoins you want to buy. You can choose one of the set amounts-0.5, 1, 1.2, or 2 bitcoins-or scroll down a bit more to select your own amount.

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